WebTraditionally used to determine discrimination in housing and mortgage lending, the research methodology involves the use of pairs of testers or mystery shoppers, … WebJul 15, 2024 · Mystery shopping is a long-standing testing technique used by various agencies and entities to test for fair treatment in credit transactions, particularly in the …
Fair Lending Compliance Testing - Kinesis CEM
WebDec 8, 2024 · To better understand the interconnectedness between race and SES within the small business lending arena, the National Community Reinvestment Coalition (NCRC), in conjunction with our academic partners – Dr. Sterling Bone (Utah State University), Dr. Maura Scott (Florida State University) and Dr. Glenn Chrisitinsan (Brigham Young … WebAug 27, 2009 · Self-testing through the use of mystery shopping, match pair testing, monadic testing and post-application telephone surveys can help financial institutions … general gynaecology uclh
A Guide To Fair Lending - Federal Deposit Insurance …
WebSep 13, 2016 · Mystery shopping, also known as “paired testing” is in full swing with the regulators. In fact, chances are good that your mortgage originators are being “tested” right now! In the BancorpSouth settlement, we see how the CFPB was just warming up, as the testing from that case, occurred quite a while ago. So if mystery shopping in our ... WebFeb 26, 2024 · We conducted fair lending tests using a matched-pair mystery shopping methodology to test for racial discrimination in small business lending. The purpose of … WebJun 24, 2024 · Mystery shopping is a method of testing the quality of services. It can be used to test the quality of products, customer service, or employee performance. The company or management selects test customers to evaluate their own service quality. The mystery shopper must not be recognized as a shopper and must act like a regular … general gymnastics relevance