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WebSep 28, 2024 · Key Takeaways. In general, water damage from sudden, unexpected events (such as a burst pipe or a broken appliance) is covered by homeowners insurance. Water damage from a flood is not covered by homeowners insurance. Flood-related damage is covered by a separate flood insurance policy. Water damage that occurs "gradually" … WebOct 12, 2024 · Water damage: Refers to damage from water that backs up from sewers or drains, water seeping through walls below ground or wave action. Many policies contain dollar limits for water damage due to such things as a broken pipe. ... If insurance coverage were not maintained at the 80% level, any loss would be reimbursed at a … how do you promote equality and diversity
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