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WebAug 30, 2024 · Brian Samson. Houseboat insurance is well worth the price, and it’s typically less costly than auto and homeowners insurance. The average cost of houseboat insurance is around $1,200 per year or $100 per month. Prices vary from $600 to $2,000 annually, with factors such as location, boat value, and your driving record having an effect. WebJan 1, 2024 · Boating costs $1,000 to $6,000 in expenses yearly, on average. The costs of owning a boat don’t end with the price of the boat and the first tank of gas. There are significant costs associated with … WebMar 9, 2024 · Progressive boat insurance is only available for boats up to 50 feet in length, and in some states that experience higher hurricane risks, the limitations are 35 feet and $175,000 in value.... teriyaki madness howell mill